IMPACT OF SOCIOECONOMIC COMPULSION ON NPA LEVEL OF SELECT BANKS IN INDIA A COMPARATIVE STUDY

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Volume 11 Issue 1 2015

Author(s):

Pradipta Gangopadhyay
Deputy director Research & Journal Institute of Cost Accountants India Kolkata, India.
ganguly.pradipta@gmail.com

Abstract In pursuit of seeking the understanding of the implications of Hofstede’s cultural dimension, the current study assesses the relationship between uncertainty avoidance and incidence of self-medication among the consumers in Pakistan. The research methodology for the study is a triangulation of qualitative and quantitative techniques. Constructs were espoused from previous studies however adaptation was made to suit the researcher’s needs. The instruments consisted of close-ended questions only. Cross-sectional data for the study has been collected through convenience sampling from a sample size of 300 students studying in different business schools in Karachi, Pakistan. We finally conclude that the working professionals enrolled in business schools generally tend to refrain from self-medication because they consider it risky and that it that could have serious health consequences. However, it was found that people tend to self-medicate for a common type of ailments based on their previous experiences. The findings also support our assumption that a high score on uncertainty avoidance means a low score on behavioral intentions. The findings of the study suggest a significant relationship between behavioral intentions and uncertainty avoidance, measured through perceived risk and risk aversive behavior. The results of the study posit a negative relation between dependent and independent variables.
Keywords Consumer Behaviors, Hofstede Model, Uncertainty Avoidance.
Year 2015
Volume 11
Issue 1
Type Short Report
Recognized by Higher Education Commission of Pakistan, HEC
Category "Y"
Journal Name IBT Journal of Business Studies
Publisher Name ILMA University
Jel Classification -
DOI http://dx.doi.org/10.46745/ilma.jbs.2015.11.01.12
ISSN no (E, Electronic) 2409-6520
ISSN no (P, Print) 2416-8393
Country Pakistan
City Karachi
Institution Type University
Journal Type Open Access
Manuscript Processing Blind Peer Reviewed
Format PDF
Paper Link http://ibtjbs.ilmauniversity.edu.pk/journal/jbs/11.1/12.%20IMPACT%20OF%20SOCIOECONOMIC%20COMPULSION%20ON%20NPA%20LEVEL%20OF%20SELECT%20BANKS%20IN%20INDIA%20A%20Comparative%20Study.pdf
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