The Impact of Financial Inclusion and Fin-Tech on Financial Sustainability: Empirical Evidence- Emerging and Frontier Markets


Volume 18 Issue 2 2022


Asif Shahani (Corresponding Author)
Shaheed Zulfikar Ali Bhutto Institute of Science and Technology, Karachi, Pakistan

Musarrat Karamat
Balochistan University of Information Technology, Engineering and Management Sciences, Quetta, Pakistan

Imran Omer
Shaheed Zulfikar Ali Bhutto Institute of Science and Technology, Karachi, Pakistan

Abdul Qadir Patoli
University of Sindh, Laar Campus, Badin, Pakistan

Abstract The objective of this research is to explore the impact of financial inclusion on financial sustainability via emerging markets. And to explore the role of fin-tech in boosting the financial sustainability of these markets. Many countries on the globe have been facing financial dilemma which have stunted its economic growth and have resulted in their lagging behind other countries. One of the most prominent factors attributed to the current financial state is the lack of personal financing, mainly due to lack of financial inclusion, effecting financial stability of the economy of these countries. Many different countries have emerged of the economic growth list with their continuous efforts and smart policies, related to smooth running of commercial banks via Fin-Tech. Fin-Tech is the aspect suggested by most researchers in their research. However, the relationship between financial inclusion and financial sustainability via emerging markets, is mainly not taken into consideration. Therefore, the aim of this research is to put a focus towards this expect. The method chosen to carry out the quantitative study is online, related to the three (3) main variables to measure their relationship and effect on each other and there twenty-one (21) indicators
Keywords Financial inclusion, financial sustainability, emerging markets, Fin-tech
Year 2022
Volume 18
Issue 2
Type Research paper, manuscript, article
Recognized by Higher Education Commission of Pakistan, HEC
Category "Y"
Journal Name IBT Journal of Business Studies
Publisher Name ILMA University
Jel Classification
ISSN no (E, Electronic) 2409-6520
ISSN no (P, Print) 2414-8393
Country Pakistan
City Karachi
Institution Type University
Journal Type Open Access
Reviews Type Blind Peer Reviewed
Format PDF
Paper Link